PeakWorth™ vs the rest

YNAB makes you assign every dollar this month. PeakWorth makes every dollar work for the next 30 years.

Manage your money. Move your Work Optional date. Monarch is an excellent way to manage household finances. PeakWorth is built around one larger question: when does work become optional?

Simplifi plans your next 12 months of cash flow. PeakWorth manages the same picture — and models the 30 years after that.

Mint shut down on March 23, 2024. Here's the strategy-first successor.

Copilot tracks your money beautifully. PeakWorth tracks it too — then shows what it means for the next 30 years.

Rocket Money trims this month's bills. PeakWorth connects this month's money to the year work becomes optional.

Empower's free dashboard is a great net worth tracker — and a wealth-management funnel. PeakWorth is the full planning platform, with no advisory arm to sell you.

ProjectionLab is a power-user simulator. PeakWorth is a guided strategy engine.

Boldin (formerly NewRetirement) goes deep on retirement. PeakWorth covers the whole pre-retirement strategy too.

Spreadsheets are free and infinitely flexible. They're also a part-time job that breaks at the worst times.

A human CFP charges 1% of your assets every year. PeakWorth charges $9.99/mo to plan the same thing.

Betterment and Wealthfront automate your portfolio. PeakWorth automates your plan.

Betterment manages the portfolio. PeakWorth plans the life around it.

Wealthfront automates investing and cash. PeakWorth runs the actual financial plan.

Schwab's robo is “free” because the cash allocation pays for it. PeakWorth is the planning layer above any of them.

Fidelity Go is free under $25k, then 0.35%/yr above. PeakWorth is the planning layer above either side.

Vanguard's robo is the cheapest in the category. PeakWorth is the planning layer above it.

Merrill's robo is built into the Bank of America stack. PeakWorth is the planning layer above it.

J.P. Morgan's robo lives inside the Chase app. PeakWorth is the planning layer above it.

E*TRADE's robo is a clean ETF wrapper at 0.30%/yr. PeakWorth is the planning layer above it.

SoFi's robo is a low-fee, member-friendly ETF wrapper. PeakWorth is the planning layer above it.