🍸 Tradeoffs You Can Feel
Twice-a-week happy hour = $X of future net worth — gone.
$30 of cocktails twice a week. The math doesn't care that you had fun. Here's the real number. Move the sliders. Watch your FI Age change.
What does going out actually cost you?
Typical price per outing
How many happy hours per week?
Your age today
This habit is costing you
10.8 yrs
of financial freedom
$118.6K
38 yrs
$538.4K
by age 65
That habit costs you 10.8 yrs of freedom — or $538.4K of future net worth. 🍸
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My happy hours habit costs me
10.8 yrs
of freedom
Lifetime Spend
$118.6K
If Invested
$538.4K
2 happy hours/wk · $30.00 each · from age 27 to 65, invested at 7%
Most people get this wrong. Check yours →
PeakWorth — educational projections only. Not financial, tax, or legal advice. See peakworth.com/disclosures.
Social spending is the hardest to cut — and that's fine
Drinks out is one of the few line items where the experience genuinely matters. We're not telling you to cancel your friends.
But $60/week of cocktails compounds into hundreds of thousands of future net worth. Knowing the number lets you decide: every week, or just twice a month? At the new place, or hosting at home?
There's no right answer. There's only a deliberate one.
Frequently asked questions
Are drinks really that expensive?
A $14 cocktail in a major city has ~$2 of liquor. The other $12 is rent, labor, and atmosphere. That's fine — but worth knowing what you're actually buying.
What about hosting at home?
Hosting cuts cost by ~70% and usually beats the bar experience. A $40 bottle of decent gin makes 20 cocktails — $2/drink instead of $14.
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