Income percentile calculator
See where your income lands in the U.S. distribution, and how it stacks up against the median for your age group. Census data, no signup.
Your income
Use gross (pre-tax) income to match Census methodology.
Adds an age-bracket comparison. Skip it for the all-ages view only.
Median individual income by age
| Age bracket | Median | Mean (avg.) |
|---|---|---|
| 15–24 | $22,000 | $28,500 |
| 25–34 | $48,000 | $62,400 |
| 35–44 | $60,000 | $86,700 |
| 45–54 | $60,000 | $92,300 |
| 55–64 | $54,000 | $82,500 |
| 65 or more | $36,000 | $62,900 |
Source: U.S. Census Bureau, Current Population Survey (ASEC), 2023 income year (Report P60-282, released September 2024).
How to read your income percentile
A percentile tells you how many U.S. earners fall below your income. The 75th percentile means you out-earn 75% of people. The median (50th) is the household exactly in the middle — the most useful single comparison number.
Two views matter, for different reasons. Comparing against your age bracket tells you whether your earnings curve is on track. A $90K income at age 28 is a top-quartile result; the same $90K at age 55 is below median for that bracket. Comparing against the full distribution tells you your absolute position in the country.
Income is not wealth. A high income with a high spend rate doesn't build financial independence — your savings rate does. Pair this calculator with our net worth calculator to see the full picture.
U.S. income at a glance (individual)
Median
$48,000
Half earn more, half earn less.
Mean (average)
$72,500
Pulled up by top earners.
Source: U.S. Census Bureau, Current Population Survey (ASEC), 2023 income year (Report P60-282, released September 2024).
Where will your income take you?
PeakWorth turns your income, savings rate, and spending into a year-by-year projection of net worth and FI age.
Start free trialPeakWorth provides educational projections, not financial advice. We are not a registered investment advisor, broker-dealer, tax preparer, or attorney. Consult a licensed professional before making major financial decisions. Read full disclosures