Net Worth
$385KTop 42%PeakWorth
$4.2M+$182KNet Worth
$385KTop 42%PeakWorth
$4.2M+$182KFI Age
50y 1m-11moAmerican income. International life. One plan.
Cross-border tax is its own specialty — FEIE, foreign tax credits, and treaties live with your CPA. PeakWorth takes your after-tax numbers from there and projects the wealth and FI Age side of life abroad.
Americans living abroad
~9M
FEIE exclusion (2024)
$126,500
FBAR threshold (foreign accts)
>$10K aggregate
Treaty countries with US
60+
Sound familiar?
The problems other toolsdon't solve for expats.
FEIE vs foreign tax credit isn't obvious
Live in a high-tax country? FTC usually wins. Low-tax country? FEIE wins. That's a call for your cross-border CPA — bring the resulting after-tax income into PeakWorth and plan from there.
Currency adds a layer most tools ignore
Your salary in EUR, your retirement in USD. PeakWorth plans in a single currency, so convert foreign figures to USD before entering them — it won't model FX swings for you.
Most US planning tools assume you're in one country
Tax-advantaged accounts, treaties, and reporting change across borders. PeakWorth doesn't model those mechanics — it projects your US-side wealth and FI Age once you supply the after-tax inputs.
What you'll use most
The features that matter most for you.
- US-side year-by-year wealth projection
- Foreign accounts entered as USD buckets
- Income, expense, and savings modeling abroad
- Social Security in your retirement plan
- FI Age on your real numbers
- Single-currency planning (convert to USD)
Start with a calculator
Quick wins for expats
Paycheck calculator
Free paycheck calculator. Estimate your real take-home pay after federal tax, FICA, state tax, 401(k), and benefits — for any pay frequency.
Total Tax Burden calculator
Add up federal income tax, FICA, state, local, sales, and property tax. See the real % of your income that goes to government.
FIRE Number calculator
Free FIRE calculator that finds your Financial Independence age — the year your investments can fund your lifestyle. Then shows how to pull it forward.
Investment Growth calculator
See the future value of your investments — but more importantly, see how that growth becomes your actual PeakWorth and FI Age, not just a number.
Then run a real decision
Decisions expats face most
Which Retirement Accounts Should You Fund First?
Traditional vs Roth, 401(k) vs IRA, backdoor and mega backdoor — see how each account stack lands for YOUR tax situation and pick the one that fits.
Should You Take the Job, the Raise, or the Equity?
Job offer, raise, equity grant, or side hustle? Quantify the lifetime impact of any career move on your retirement and FI Age.
Should You Buy, Rent, Refinance, or Sell?
Should you buy a home, refinance, or keep renting? Compare 30-year wealth outcomes for each path and see how each changes your FI Age.
When Can You Actually Retire? It's Probably Earlier Than You Think.
Pinpoint your real retirement age. Model withdrawal rates, sequence risk, healthcare bridge, and Social Security to find your true FI Age.
More across the PeakWorth network
Tools, comparisons, and benchmarks beyond expats.
Tradeoff
Career moves are multi-axis tradeoffs
Comp, stress, equity, optionality — all hit your FI Age.
Perspective
Why financial stress persists at high income
More income doesn't dissolve anxiety without a system.
Free calculator
Total tax burden
Income tax + FICA + sales + property — all in.
Free calculator
Salary to feel rich
Reverse-engineer the income for your dream lifestyle.
Built for
PeakWorth for HENRYs
High earners, not rich yet — convert income into actual wealth.
Built for
PeakWorth for dual-income households
Joint planning, two careers, one optimal strategy.
Frequently asked
Questions expats ask first
Does PeakWorth model FEIE or the foreign tax credit?
No — PeakWorth doesn't compute FEIE, the FTC, or the choice between them. Work that out with your cross-border CPA and bring the after-tax result into your plan.
What about my UK pension or Aussie super?
Enter it as a retirement/savings bucket in USD so it counts toward your projection. PeakWorth doesn't apply treaty treatment or foreign-account reporting rules.
Does it handle FBAR or currency conversion?
No — there's no FBAR tracking or FX modeling. Convert foreign balances to USD before entering them, and handle reporting with your CPA.
See your real PeakWorth in 2 minutes.
Free Quick Start. No credit card. A real projection of where your finances are heading — and exactly which moves change the picture.