Net Worth
$385KTop 42%PeakWorth
$4.2M+$182KNet Worth
$385KTop 42%PeakWorth
$4.2M+$182KFI Age
50y 1m-11moEvery major life decision is a financial decision.
Getting married. Buying a house. Having a kid. Changing jobs. Caring for a parent. Receiving an inheritance. Each one will reshape the next 30 years of your finances. PeakWorth lets you see exactly how — before you commit.
Lifetime cost of raising one child
~$310K
Median first-home down payment
$56K
Career change median pay swing
±$1.2M lifetime
Average inheritance recipient age
51
Sound familiar?
The problems other toolsdon't solve for Life Events.
The decision happens once. The math runs for 30 years.
You'll sign one set of mortgage papers in your life, maybe two. The cost spreads across decades. Without a real projection, the 'right' decision is mostly vibes — and the cost of being wrong is enormous.
Big decisions don't fit on a calculator
Buying a home isn't just monthly payment. It's down payment opportunity cost + property tax + maintenance + insurance + opportunity cost of NOT investing the difference. A monthly-payment calculator can't see any of that.
Couples disagree without a shared model
One partner wants the house now; the other wants to invest. Neither is wrong — they're just optimizing for different things. A shared projection turns the argument into a conversation about a number you both can see.
What you'll use most
The features that matter most for you.
- Buy vs Rent (full lifetime cost, not just monthly)
- Marriage & money: tax brackets, debt, joint vs separate
- Cost of raising children — through college and beyond
- Career change and offer comparison
- Windfall and inheritance allocation
- Estate planning starter modeling
Start with a calculator
Quick wins for Life Events
Mortgage calculator
Free mortgage calculator with full amortization, refinance break-even, and PMI. See how every loan term reshapes your wealth and FI Age.
Paycheck calculator
Free paycheck calculator. Estimate your real take-home pay after federal tax, FICA, state tax, 401(k), and benefits — for any pay frequency.
Auto Loan calculator
Calculate your real auto loan payment, total interest, and 30-year wealth cost. Compare refinance scenarios and choose the right term.
Student Loan calculator
See your real student loan payoff timeline, total interest, and refinance savings — and how the payoff plan fits your FI plan.
Then run a real decision
Decisions Life Events face most
Should You Buy, Rent, Refinance, or Sell?
Should you buy a home, refinance, or keep renting? Compare 30-year wealth outcomes for each path and see how each changes your FI Age.
How Does Marriage Change Your Money?
From combining finances to filing jointly to prenups — see the financial implications of marriage on your wealth and FI Age.
How Much Do Kids Really Cost — and What Does It Do to Your FI Age?
Childcare, 529, lost income — see exactly how kids reshape your savings, retirement timeline, and FI Age.
Should You Take the Job, the Raise, or the Equity?
Job offer, raise, equity grant, or side hustle? Quantify the lifetime impact of any career move on your retirement and FI Age.
How to Turn a Windfall Into Permanent Freedom
Got an inheritance, RSU vest, or large bonus? See a sequence of moves that turns a one-time event into permanent freedom — and what each step trades for what.
What Estate Documents Do You Actually Need?
Wills, trusts, beneficiaries, and gifting strategy — protect what you've built and pass it efficiently to the people who matter.
More across the PeakWorth network
Tools, comparisons, and benchmarks beyond Life Events.
Decision guide
How to allocate a bonus
Pre-tax, debt, invest, lifestyle — the right order.
Decision guide
Insurance you actually need
Term life, disability, umbrella — what's worth it.
Free calculator
Bonus tax calculator
What's withheld vs. what you really owe.
Built for
PeakWorth for fantasy sports players
If you optimize a draft board, you'll love optimizing your wealth.
Built for
PeakWorth for dual-income households
Joint planning, two careers, one optimal strategy.
Decision guide
Starting a business
Income volatility, retirement accounts, runway math.
Frequently asked
Questions Life Events ask first
Can I run my partner and I together?
Yes. PeakWorth is dual-income-first. Both incomes, both retirement accounts, both Social Security streams, joint and individual goals — all in one shared projection.
How accurate are the decision tools?
Each tool builds on your actual income, tax bracket, savings rate, and life expectancy. Numbers are estimates (returns and inflation can't be guaranteed) but the relative ranking of two scenarios is what matters — and that's where PeakWorth shines.
Can I compare different scenarios?
Yes. You can change any input and watch your projection update, and the focused decision tools (like buy vs rent or current job vs a new offer) weigh two paths at a time, each showing its lifetime FI Age and net-worth impact.
See your real PeakWorth in 2 minutes.
Free Quick Start. No credit card. A real projection of where your finances are heading — and exactly which moves change the picture.