Net Worth
$385KTop 42%PeakWorth
$4.2M+$182KNet Worth
$385KTop 42%PeakWorth
$4.2M+$182KFI Age
50y 1m-11moFantasy players draft, trade, and bench based on projections, ROI, and matchup data. Then most leave their actual portfolio on autopilot. PeakWorth is the home league for your real wealth — same analytical edge, infinitely higher stakes.
Hours spent on fantasy / wk (avg)
~6
Hours spent on personal finance / wk
~0.5
Career fantasy 'roster' value
$50K–$5M+
Real lifetime household earnings
$2M–$25M+
Sound familiar?
You optimize the wrong roster
You can name your WR3's snap count, but couldn't tell me your effective tax rate or your savings rate to the nearest 5%. The bigger 'season' is happening in your bank account — and no one's tracking the box score.
Money apps feel like junior-varsity
Most personal finance tools are budget-first: chore charts, spending categories, alerts. There's no projections, no trade analysis, no head-to-head matchups. A serious player needs serious data.
Set-it-and-forget-it leaves points on the table
Same as bench mismanagement — every quarter you don't rebalance, retune your contributions, or evaluate a refi is points missed. Compounded over 30 years, those small misses are the difference between Lean and Fat retirement.
What you'll use most
Start with a calculator
Paycheck calculator
Free paycheck calculator. Estimate your real take-home pay after federal tax, FICA, state tax, 401(k), and benefits — for any pay frequency.
Mortgage calculator
Free mortgage calculator with full amortization, refinance break-even, and PMI. See how every loan term reshapes your wealth and FI Age.
Credit Card Payoff calculator
See exactly when you'll be debt-free, how much interest you'll pay, and whether a balance transfer is worth it. Free credit card calculator.
Auto Loan calculator
Calculate your real auto loan payment, total interest, and 30-year wealth cost. Compare refinance scenarios and choose the right term.
Then run a real decision
What Should You Do With a Bonus?
Got a bonus or raise? See how splitting it between debt, investing, taxes, and lifestyle changes your FI Age — and choose the split that fits your priorities.
Which Investing Decisions Actually Move Your Retirement?
Asset allocation, tax-loss harvesting, taxable vs tax-advantaged — model every investing decision and its impact on your retirement.
Snowball or Avalanche — Which Pays Off Your Debt Fastest?
Compare snowball vs avalanche, see your interest savings, and find the fastest path to debt freedom — and to your FI Age.
Should You Take the Job, the Raise, or the Equity?
Job offer, raise, equity grant, or side hustle? Quantify the lifetime impact of any career move on your retirement and FI Age.
Tools, comparisons, and benchmarks beyond Fantasy sports.
Free tool
See your full financial trajectory in 2 minutes
No signup. Real numbers. See your FI Age and net worth at every age.
Overview
What is PeakWorth?
The financial decision engine for households — explained in 90 seconds.
Calculator
Net worth calculator
What you own minus what you owe — and your percentile.
Decision guide
What to do with a windfall
Inheritance, IPO, settlement — the playbook.
Tradeoff
Housing vs freedom
The hidden tradeoff baked into every mortgage.
Compare
PeakWorth vs E*TRADE Core Portfolios
E*TRADE’s 0.30% ETF wrapper vs a real plan.
Frequently asked
Both. The audience overlap is real — analytical, projection-loving, ROI-driven brains massively under-serve their own finances because the tools are boring. PeakWorth is built for the same brain that runs trade calculators on Sleeper.
Your weekly stats: net worth (today's score), PeakWorth (your projected ceiling), FI Age (when you can stop playing for paychecks), percentile-by-age (your league standings).
Yes — many of our decision tools model two paths as separate scenarios, each against your baseline, with their lifetime financial impact: debt payoff vs investing, rent vs buy, or your current job vs a new offer, each showing its FI Age and net-worth effect.
Free Quick Start. No credit card. A real projection of where your finances are heading — and exactly which moves change the picture.