Choose how you want PeakWorth to help.

Start with Starter if you want to plan with numbers you enter yourself — lifetime projections, decision modeling, and a monthly budget. Choose Navigator if you want your accounts connected through Plaid so balances, spending, and progress stay current automatically. Choose Peak if you also want the AI Advisor to analyze your complete picture and rank personalized strategies. Every plan begins with the same 14-day free trial, so you can switch as your needs change.

Starter includes your Work Optional Date, a lifetime net-worth projection, the Decision Hub for modeling major choices, and a monthly budget built around your strategy — all with manual inputs, no bank connection required.

Yes. Every plan starts with a 14-day free trial that requires no payment method. Not ready for a trial? Quick Start gives you a full net worth projection and a projected Work Optional Date in about three minutes, with no account and no credit card.

No. Starter works entirely with manual inputs. Account linking is optional and available on Navigator and above for automatic balance and transaction tracking. Connections are handled by Plaid — we never see or store your bank login credentials. All connections use TLS/HTTPS encryption, passwords are hashed, and before sending financial context to our AI provider, PeakWorth removes direct identifiers such as your name, email address, and account numbers.

Absolutely. Upgrade or downgrade anytime. Cancel anytime to prevent the next renewal — access continues through the end of the current paid period. Your data, projections, and saved scenarios carry over between plans.

Listed prices don't include sales tax or VAT. At checkout, Stripe applies the correct tax for your location. Today that means US state sales tax in the states where we're registered (e.g. California, New York, Texas) — your receipt itemises any tax that applied. Customers outside those states pay the headline price with no tax line. We don't yet collect EU/UK VAT, so EU customers also pay just the headline price; we'll add VAT once we register in those countries. B2B customers can add a VAT/GST/ABN number on the Stripe checkout page, which Stripe uses to apply the correct reverse-charge treatment where eligible.